Buildings Insurance - What's Included
Our optional buildings insurance will cover you against any damages to the structure of your business property. This includes damages to the roof, ceilings, walls, floors, windows and doors. If your business is a shop, make sure to include your shop front. Protection such as metal shutters for your windows may make you eligible for an insurance discount.
Your buildings insurance will cover the rebuild value of the affected property and not the current market value. You are unlikely to need buildings insurance if you are renting your property but you should contact your commercial landlord first to make sure. Buildings insurance will cover for losses or damage as a result of the following:
- Fire or explosion.
- Bad weather such as storms, lightning and excessive rain causing flooding.
- Extreme natural occurrences such as an earthquake.
- Theft.
- Malicious criminal damage or vandalism.
- Frozen or bursting pipes or any part of the plumbing system.
- Falling plants or objects such as trees, lampposts, aerials or satellite dishes.
- Subsidence.
- Impact by vehicle or aircraft.
Property Insurance
From an insurance perspective, the market valuation is mostly irrelevant and instead it is the rebuild cost that is critical. In turn this cost is dependent on a wide range of factors including labour rates, raw material costs and professional fees.
Why Should You Choose Insurance Price?
We are currently celebrating our 25th year in the insurance industry. This means that we are able to get you the absolute best value for your money when you purchase an insurance policy with us. All of our quotes are specifically tailored towards your business. This means that you are only paying for the cover that you require. None of our policies are bundled with extras - these are all completely optional and up to you.
Enquire Now
To find out more or to receive a quote, please visit our request a quote form, or alternatively you can contact us right now on 0161 763 8222.