Contents Insurance

Adding contents insurance to your existing insurance policy will provide you with cover in the event of your businesses’ contents being damaged, including any fixtures and fittings. Possible causes of contents damage are fires, floods and vandalism. Purchasing contents insurance cover will ensure that your business gets back to trading as soon as possible after any disasters with minimal down time.

Contents Cover

Depending on the type of your business, it is likely that your content costs are going to run into multiple thousands of pounds. This is especially true if you own an office - your IT equipment is likely to be worth a huge amount. If you don’t have the correct level of contents insurance, you are going to have to pay the replacement bill yourself which could significantly damage your earnings and possibly even force your business to shut down.

There are a number of conditions that qualify for a contents insurance claim, such as malicious damage, theft and robbery, riots and civil commotion, flooding, storms, lightning, explosions and fire. Our contents insurance cover can be tailored towards your business to make sure that you get the exact amount of cover that is required for your business.

General Contents – this will cover items such as your tables, chairs, racking, and shelving.

Electronic Business Equipment – This will cover items such as faxes, scanners, electronic cash tills and electronic card machines.

Computer Equipment – This will cover all your computing equipment such as PC’s, laptops, tablets and printers

Specified Contents – If you have expensive artwork or memorabilia, you may have to specified these items on your policy

Specified All-Risks – if you regularly take items such as laptops, tablets, or cameras out of your premises, then this section can cover the items in the following geographic locations - UK, EU or even worldwide.

Peace Of Mind

Ensuring that your business contents are covered is important, as you will have the reassurance that you will be able to quickly pick up the pieces should a claim be needed. If you would like to enquire as to the cover Insurance Price can make available for your business, contact 0161 763 8222 today or alternatively you can request a quote using our secure form.